Hail Damage Roof Inspection: What to Do in the First 48 Hours
After a hailstorm, the first two days matter most. Acting fast can prevent water intrusion, strengthen your insurance claim, and save you thousands in roof repairs or replacement.
Step 1: Stay Safe and Check for Obvious Damage
Once the storm passes, walk your property (not your roof) and look for visible signs:
- Shingle granules collecting near downspouts
- Dented gutters, flashing, or vents
- Broken siding, cracked skylights, or scattered debris
If you see significant impact marks or leaks indoors, don’t climb up yourself—document from the ground and call a roofing professional.
Step 2: Take Photos Immediately
Time-stamped photos are vital for insurance claims. Capture:
- Roof edges and shingles (zoom in where safe)
- Any interior ceiling spots or wet insulation
- Outdoor areas where hail collected or caused damage
Step 3: Schedule a Professional Inspection
Even minor hail hits can shorten a roof’s lifespan. A certified inspector or roofer can spot sub-surface cracks invisible from the ground. If you’re in hail-prone areas like Denver, Dallas, or Kansas City, most reputable roofers offer free inspections.
Book a local hail inspection →
Step 4: File Your Insurance Claim Promptly
Most policies give you one year to report hail damage, but the sooner you file, the smoother the process. Your roofer can often meet the adjuster onsite to confirm the extent of damage.
Step 5: Prevent Further Leaks or Water Damage
If you notice active leaks, call for an emergency tarp or patch service right away. Delaying repairs after hail impact is one of the most common reasons for denied insurance coverage.
Common Hail Roof Damage Types
- Bald or cratered shingles
- Soft spots where granules have been knocked off
- Dents in flashing, gutters, or roof vents
When Hail Damage Requires Replacement
If over 25–30% of your roof shows impact, or if your shingles are already 10+ years old, a full roof replacement is often recommended. Replacing early can also restore your home’s insurability.
Next Steps
Don’t wait for small dents to become big leaks. Connect with a local roofer for a professional hail damage inspection today.
Frequently Asked Questions
Can small hail damage shingles?
Yes. Even small hailstones can bruise shingles and weaken waterproof layers, especially after repeated storms.
Should I wait before filing an insurance claim?
No — file promptly after a professional inspection. Waiting too long risks weather exposure or policy limits expiring.